The collaboration combines Telr’s payment services with Kema’s cash flow automation platform for SMEs
Telr, a UAE-based online payment gateway, has announced a strategic partnership with fintech platform Kema to enhance B2B payments and cash flow management for SMEs across the region.
The partnership integrates Telr’s payment solutions with Kema’s SaaS platform, enabling businesses to manage payments, invoices, and cash flow more efficiently. Through the collaboration, merchants gain access to Telr’s suite of local and international payment options, supporting over 120 currencies and 30 languages, underpinned by Telr’s UAE Central Bank Retail Payment Services License (RPS) for regulatory compliance.
Kema’s platform transforms invoices into interactive checkouts, allowing businesses to embed secure payment links, send reminders, and track receivables in real time. The system also integrates with major accounting platforms including Wafeq, QuickBooks, Xero, Microsoft Dynamics, Odoo, and Workday.
Khalil Alami, Founder and CEO of Telr, said:
We’re thrilled to partner with Kema to deliver robust local and international payment options with top-tier security at competitive rates. By combining our payment expertise with Kema’s intelligent finance tools, we’re empowering merchants to scale their digital commerce seamlessly and securely while streamlining cash flow.
Michael Ghandour, Founder and CEO of Kema, added,
By turning every static invoice into a consumer-grade checkout, Kema offers secure payment links and a dedicated B2B invoice flow pre-built with Telr. The result: 60% improvement in on-time payments while saving hundreds of hours for finance teams. With plug-ins to leading accounting platforms such as Wafeq, QuickBooks, Xero, Microsoft Dynamics, Odoo, and Workday, Kema enables businesses to set up in minutes and access a complete receivables platform covering automation, reminders, payments, invoice financing, and more.
The partnership aims to establish a stronger digital payments framework in the UAE, combining innovation, compliance, and efficiency to support SMEs in their growth.


