By Invitation Only

The MENA Fintech
Council

MFTA's senior leadership platform for financial policy and regulation across the MENA region.

The Council

Shaping the Future of
Financial Policy & Regulation

The Council is the MENA FinTech Association's senior leadership platform for advancing dialogue, collaboration, and policy thinking at the intersection of financial innovation, regulation, and economic transformation.

Established at Investopia 2023, under the patronage of H.E. Abdullah Ahmad Al Saleh, Undersecretary of the Ministry of Economy, The Council was conceived as an exclusive platform bringing together senior fintech leaders, policymakers, regulators, academics, and industry experts from across the Middle East and North Africa.

In 2026, The Council entered its next phase with the formal constitution of the Council for Policy & Regulation Working Group, establishing a dedicated platform to examine the regulatory, institutional, and policy questions shaping the next generation of financial services across MENA.

The Council is designed for leaders who do not simply respond to change, but help shape what comes next.

Why The Council

A Leadership Platform for a
Changing Financial System

Financial innovation is moving faster than traditional regulatory frameworks.

Digital assets, stablecoins, artificial intelligence, open banking, embedded finance, cross-border payments, and new financial infrastructure are reshaping how capital moves, how businesses operate, and how consumers access financial services.

The Council provides a trusted environment for senior stakeholders to engage with these developments at the highest level, bringing industry expertise and regulatory perspectives into the same conversation.

Its purpose is not to advocate for a single sector or technology, but to facilitate informed dialogue around the frameworks, policies, and institutional approaches required to support responsible innovation and sustainable growth.

Our Journey

From Investopia to
Institutional Leadership

The Council was first unveiled during Investopia 2023 in Abu Dhabi as one of the key outcomes of the global investment platform.

Its launch brought together influential fintech leaders and experts from across MENA around a shared objective: creating a structured environment for collaboration and the exchange of ideas on the future of financial services.

Three years later, that vision has evolved into a formally constituted platform within MFTA.

2023

Launched at Investopia

The Council is launched at Investopia, establishing an invitation-only forum for senior fintech leaders and experts across MENA.

2026

Formally Constituted

The Council for Policy & Regulation Working Group is formally constituted, creating a dedicated platform focused on policy, regulatory frameworks, and the evolving financial network.

NEXT

The Next Chapter

The Council continues to expand its network of senior leaders, strengthening cross-border dialogue and contributing to the development of a more connected and innovation-ready MENA financial system.

The Council

A Network of
Senior Decision-Makers

The Council is intentionally selective.

Its membership brings together individuals with direct experience across regulation, financial services, fintech, digital assets, payments, legal and compliance, academia, and financial infrastructure.

Zain Umer
Zain Umer
Managing Director, CFC MENA
Christine Abou Assali
Christine Abou Assali
Partner, Alem & Associates
Akos Erzse
Akos Erzse
International Policy Manager, Coinbase
Abdallah Mukalled
Abdallah Mukalled
Senior Policy Manager, Ripple
Bessima Bahri
Bessima Bahri
Legal Director, Payments & Products - Middle East & Asia, Remitly
Daniel Ahmed
Daniel Ahmed
Co-Founder & COO, Fasset
Dr. Jelena Janjusevic
Dr. Jelena Janjusevic
Deputy Global Head of Department (Accountancy, Economics & Finance), Heriot-Watt University
Kat Cloud
Kat Cloud
Head of Government Relations, Sumsub
Maha Al-Saadi
Maha Al-Saadi
Head of Government Affairs, Qatar Finance Centre
Manahil Jaffar
Manahil Jaffar
Acting General Manager, Mala'a
Meera Judge
Meera Judge
Global Head of Policy & Regulatory Affairs at Elliptic
Nicole Purin
Nicole Purin
Head of Legal & Regulatory at Trustyfy
Rahul Kumar
Rahul Kumar
Head of Digital Assets MENA, Capital.com
Sarah Hammer
Sarah Hammer
Managing Director & Head of Training, Digital Assets, and AI Compliance, Charles Schwab
Stanford Cardoz
Stanford Cardoz
Chief Compliance Officer, Robinhood
Stanford Cardoz
Syed Haider
Senior Manager, Market Risk, Zand Bank
Sylvain Massaad
Sylvain Massaad
Senior Legal Counsel - Head of Compliance, Bank of Lebanon
Sylvie Vermeersch
Sylvie Vermeersch
Senior Vice President EEMEA, Mastercard
Umair Ahmed
Umair Ahmed
Chief Compliance Officer & MLRO at Tokinvest
Vanessa Zuabi
Vanessa Zuabi
Head of Institutional & Regulatory Partnerships, Lean Technologies
Bryan Stirewalt
Bryan Stirewalt
Chair of the Board of Directors, Julius Baer
Temi Labor
Temi Labor
Chief Internal Auditor, Pay10
Dea Markova
Dea Markova
Director of Policy, Fireblocks
Our Mandate

Where The Council Focuses

The Council focuses on the strategic questions that sit at the intersection of innovation, regulation, and economic growth.

Regulatory Harmonisation

Exploring opportunities to improve regulatory alignment and interoperability across MENA markets while recognising the distinct mandates of individual jurisdictions.

Emerging Financial Technologies

Assessing the regulatory implications of technologies transforming financial services, including artificial intelligence, blockchain, digital assets, tokenisation, and embedded finance.

Digital Assets & Stablecoins

Examining regulatory approaches to digital assets, stablecoins, tokenised financial infrastructure, and their role within the future financial system.

Open Banking & Financial Infrastructure

Supporting dialogue around open banking, data-sharing frameworks, payments infrastructure, and the evolution of digitally enabled financial services.

Compliance & Risk

Addressing emerging compliance challenges and developing perspectives on how regulatory frameworks can remain effective as financial products and business models evolve.

Cross-Border Collaboration

Facilitating dialogue between stakeholders across jurisdictions to identify opportunities for greater regulatory cooperation and cross-border innovation.

Policy & Economic Transformation

Exploring how financial regulation can support investment, competitiveness, financial inclusion, and the development of future-ready economies across MENA.

How It Works
Private. Strategic.
Outcome-Oriented.

The Council convenes on a quarterly, invitation-only basis, creating a confidential environment for senior stakeholders to engage openly on complex issues affecting the financial services network.

Sessions are designed around substantive dialogue rather than conventional conference programming.

Members are brought together to:

01

Exchange Perspectives

Share first-hand insights from across markets, institutions, and regulatory environments.

02

Identify Emerging Challenges

Surface regulatory and policy issues before they become barriers to responsible innovation.

03

Build Consensus

Explore areas where industry, regulators, and policymakers can move toward greater alignment.

04

Enable Collaboration

Create relationships and pathways for cross-border cooperation across the MENA network.

05

Inform the Future

Contribute industry expertise and institutional perspectives to conversations shaping the next generation of financial services.

By Invitation Only

The Future Requires Dialogue

The next generation of financial services will not be shaped by technology alone.

It will be shaped by the interaction between innovation, regulation, capital, institutions, and people.

The Council brings these perspectives into the same room.

One region. Multiple markets.
A shared conversation about what comes next.
The Council
MENA FinTech Association