June 29, 2020

Open Banking – The Silent (R)evolution

Throughout these years in banking, consulting and high tech, I’ve learned a thing or two about disruption.  I have been disrupted and I have disrupted others.  To clarify, disruption means; to break apart; to throw into disorder; to interrupt...
July 17, 2020

Why Open Banking Is The New Normal

The COVID-19 pandemic has caused a huge shake-up of our normal day to day lives. Deaths and disruptions reached even the farthest corners of the globe — it has been all-encompassing. Now, it’s time to think about living in...
August 4, 2020

MENA Open Banking Vision – a point of view of Hakan Eroglu, Global Open Banking Lead, Advisors at Mastercard

Europe was just the beginning of the Open Banking global movement, with PSD2 in der EU and UK Open Banking the world’s most popular and frequently cited regulation and initiatives. In the past few years, I have been involved...
August 11, 2020

Recognising the importance of Open Banking and the role of FinTech in the UAE

Wai-Lum Kwok, Senior Executive Director at the Financial Services Regulatory Authority (FSRA) of Abu Dhabi Global Market (ADGM), shares his vision as a regulator for an open and collaborative ecosystem.   In a post Covid-19 world, digitization and innovation...

Digital Identity and e-KYC Guidelines in the Arab Region​

By KARM Legal Consultants for the Arab Monetary Fund

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Our Contributors

Hakan Eroglu

Global open banking lead -Mastercard



Karm Legal


Kokila Alagh

Arjun Vir Singh

Michael O'Loughlin