{"id":12811,"date":"2025-07-30T03:55:45","date_gmt":"2025-07-30T03:55:45","guid":{"rendered":"https:\/\/fintechnews.ae\/?p=27099"},"modified":"2025-07-30T03:55:45","modified_gmt":"2025-07-30T03:55:45","slug":"jeel-and-zypl-ai-partner-to-advance-ai-driven-digital-banking-in-saudi","status":"publish","type":"post","link":"https:\/\/mena-fintech.org\/demo\/jeel-and-zypl-ai-partner-to-advance-ai-driven-digital-banking-in-saudi\/","title":{"rendered":"Jeel and zypl.ai Partner to Advance AI-Driven Digital Banking in Saudi"},"content":{"rendered":"<p><a href=\"https:\/\/fintechnews.ae\/tag\/jeel\/\"  rel=\"noopener\">Jeel<\/a>, the digital innovation arm of Riyad Bank, has signed a MoU with Dubai-based zypl.ai, a specialist in synthetic data generation and AI-powered risk analytics.<\/p>\n<p>The agreement sets out a collaborative framework to support the adoption of advanced data technologies, AI, and payment solutions aimed at developing customer-centric digital financial platforms in Saudi Arabia.<\/p>\n<p>Central to the partnership is zypl.ai\u2019s proprietary zGAN technology, an \u201coutlier-aware\u201d synthetic data generator that produces privacy-preserving datasets capable of stress-testing financial models under extreme market conditions.<\/p>\n<p>Combined with zypl.ai\u2019s suite of AI risk-scoring tools, the technology is expected to enhance credit decision-making, accelerate model development while safeguarding customer data, and generate deeper behavioural insights.<\/p>\n<p>George Harrak, CEO of Jeel, said:<\/p>\n<figure id=\"attachment_24950\" aria-describedby=\"caption-attachment-24950\" style=\"width: 150px\" class=\"wp-caption alignleft\"><img decoding=\"async\" class=\"wp-image-24950 size-thumbnail\" src=\"https:\/\/fintechnews.ae\/wp-content\/uploads\/2025\/03\/George-Harrak-150x150.jpg\" alt=\"George Harrak\" width=\"150\" height=\"150\" srcset=\"https:\/\/fintechnews.ae\/wp-content\/uploads\/2025\/03\/George-Harrak-150x150.jpg 150w, https:\/\/fintechnews.ae\/wp-content\/uploads\/2025\/03\/George-Harrak-300x300.jpg 300w, https:\/\/fintechnews.ae\/wp-content\/uploads\/2025\/03\/George-Harrak-450x450.jpg 450w, https:\/\/fintechnews.ae\/wp-content\/uploads\/2025\/03\/George-Harrak.jpg 683w\" sizes=\"(max-width: 150px) 100vw, 150px\" \/><figcaption id=\"caption-attachment-24950\" class=\"wp-caption-text\">George Harrak<\/figcaption><\/figure>\n<blockquote>\n<p>\u201cCollaborations like this with zypl.ai provide access to advanced zGAN synthetic data and risk models, enhancing fraud prevention, accelerating credit scoring, and ensuring compliance. Working alongside zypl.ai will facilitate real-world sandbox implementations, increasing visibility within the Kingdom and shaping AI risk and compliance practices.\u201d<\/p>\n<\/blockquote>\n<p>In addition to analytics, Jeel and zypl.ai will work together to embed real-time fraud detection and credit decisioning models into Jeel\u2019s payment infrastructure and digital channels.<\/p>\n<p>The initiative seeks to reduce false positives in fraud management, speed up payment authorisations, cut transaction costs, and provide faster, more accurate credit decisions to underserved customer segments.<\/p>\n<p>Azizjon Azimi, Founder and CEO of zypl.ai, commented:<\/p>\n<figure id=\"attachment_27100\" aria-describedby=\"caption-attachment-27100\" style=\"width: 150px\" class=\"wp-caption alignright\"><img decoding=\"async\" class=\"wp-image-27100 size-thumbnail\" src=\"https:\/\/fintechnews.ae\/wp-content\/uploads\/2025\/07\/Azizjon-Azimi-150x150.jpg\" alt=\"Azizjon Azimi\" width=\"150\" height=\"150\" srcset=\"https:\/\/fintechnews.ae\/wp-content\/uploads\/2025\/07\/Azizjon-Azimi-150x150.jpg 150w, https:\/\/fintechnews.ae\/wp-content\/uploads\/2025\/07\/Azizjon-Azimi-300x300.jpg 300w, https:\/\/fintechnews.ae\/wp-content\/uploads\/2025\/07\/Azizjon-Azimi-768x768.jpg 768w, https:\/\/fintechnews.ae\/wp-content\/uploads\/2025\/07\/Azizjon-Azimi-450x450.jpg 450w, https:\/\/fintechnews.ae\/wp-content\/uploads\/2025\/07\/Azizjon-Azimi.jpg 800w\" sizes=\"(max-width: 150px) 100vw, 150px\" \/><figcaption id=\"caption-attachment-27100\" class=\"wp-caption-text\">Azizjon Azimi<\/figcaption><\/figure>\n<blockquote>\n<p>\u201cJeel\u2019s commitment to seamless digital banking aligns perfectly with zypl.ai\u2019s vision of resilient, ethics-first AI. Together, we will equip Jeel with the intelligence needed to protect customers and power new products that match the Kingdom\u2019s digital-economy ambitions.\u201d<\/p>\n<\/blockquote>\n<p>&nbsp;<\/p>\n<p><em>Featured image credit: Edited by Fintech News Middle East, based on image by <a href=\"https:\/\/www.freepik.com\/premium-photo\/mobile-online-banking-concept-close-up-female-hands-using-mobile-phone-holding-credit-card_17553273.htm#fromView=search&amp;page=1&amp;position=47&amp;uuid=21e20d9b-8697-4ea6-a8e3-958079ea6238&amp;query=ai+digital+banking\"  rel=\"noopener\">user2846165<\/a> via Freepik<\/em><\/p>\n<p>The post <a href=\"https:\/\/fintechnews.ae\/27099\/fintech-saudi-arabia\/jeel-zyplai-mou-saudi-digital-banking\/\">Jeel and zypl.ai Partner to Advance AI-Driven Digital Banking in Saudi<\/a> appeared first on <a href=\"https:\/\/fintechnews.ae\/\">Fintechnews Middle East<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Jeel, the digital innovation arm of Riyad Bank, has signed a MoU with Dubai-based zypl.ai, a specialist in synthetic data generation and AI-powered risk analytics. The agreement sets out a collaborative framework to support the adoption of advanced data technologies, AI, and payment solutions aimed at developing customer-centric digital financial platforms in Saudi Arabia. Central [&#8230;]<\/p>\n<p>The post <a href=\"https:\/\/fintechnews.ae\/27099\/fintech-saudi-arabia\/jeel-zyplai-mou-saudi-digital-banking\/\">Jeel and zypl.ai Partner to Advance AI-Driven Digital Banking in Saudi<\/a> appeared first on <a href=\"https:\/\/fintechnews.ae\/\">Fintechnews Middle East<\/a>.<\/p>\n","protected":false},"author":15,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[336,200,173,337],"tags":[],"class_list":["post-12811","post","type-post","status-publish","format-standard","hentry","category-jeel","category-saudi-arabia","category-saudia-arabia","category-zypl-ai"],"_links":{"self":[{"href":"https:\/\/mena-fintech.org\/demo\/wp-json\/wp\/v2\/posts\/12811","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/mena-fintech.org\/demo\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/mena-fintech.org\/demo\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/mena-fintech.org\/demo\/wp-json\/wp\/v2\/users\/15"}],"replies":[{"embeddable":true,"href":"https:\/\/mena-fintech.org\/demo\/wp-json\/wp\/v2\/comments?post=12811"}],"version-history":[{"count":3,"href":"https:\/\/mena-fintech.org\/demo\/wp-json\/wp\/v2\/posts\/12811\/revisions"}],"predecessor-version":[{"id":12885,"href":"https:\/\/mena-fintech.org\/demo\/wp-json\/wp\/v2\/posts\/12811\/revisions\/12885"}],"wp:attachment":[{"href":"https:\/\/mena-fintech.org\/demo\/wp-json\/wp\/v2\/media?parent=12811"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/mena-fintech.org\/demo\/wp-json\/wp\/v2\/categories?post=12811"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/mena-fintech.org\/demo\/wp-json\/wp\/v2\/tags?post=12811"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}